Americo Life

Americo Financial is a member of Americo Life, Inc. Americo Life, Inc. is one of the largest independent, privately held insurance groups in the United States. They have been providing life insurance and annuity products for over 100 years. They are known for innovation and feel that helped them build a strong foundation for their business. Americo tries to listen to what you want and design their products around your goals.

www.americo.com/

Index annuities are for conservative investors who like safety. They were introduced in 1995 to compete with bank CDs. Index annuities are fixed annuities that deliver fixed income type of returns. They don’t have the upside or downside of the market. They compete with bonds, CDs, and other safer investments. They allow you to capture some of the growth of a market index while having 100% downside protection. Returns are linked to a positive performance in an external index. You are not directly participating in the market. You are watching the market, and a formula decides how much gain of the index you receive.

5 Years

$ 1,000,000

$ 90

After the first contract year, you can withdraw up to 10% of the account balance penalty-free.