Over 40 fixed annuity companies compete for your business!
Did you know most companies only offer a fraction of the products we do? Some large banks and brokerage firms offer 3-4 annuity companies to their customers.
We contacted a “private banker” at one of America’s largest banks last week to evaluate their annuity offerings.
What we found shocked us!
This huge bank offered 4 fixed annuities to their customers. One of them was a traditional fixed annuity with renewal rates.
40 beat 4 all day long because the more options you have the better decision you can make!
An executive at a life insurance company recently told us most banks offer 5-8 annuities fixed annuities to their clients. This is not nearly enough.
We believe you should have access to as many as possible. You are smart. You can review the information and decide which option is the best for you.
We don't offer traditional fixed annuities because we don't want our clients to suffer "renewal rate anxiety.
You should be able to shop the marketplace and choose what is suitable for you. Because when insurance companies compete, you win!
You need more options, not less.
Digital educational platform
We provide everything you need to know about the fixed annuities. We reveal everything because we want you to make an informed decision.
You are smart enough to know if a fixed annuity is a good fit for your situation or not. The products are not hard to understand.
Did you know that some insurance agents won’t send you ANY information unless you book a face-to-face appointment with them?
This is not 1999 anymore!
Do you remember the bank with 3 annuities? They refused to send us any information on the products unless we booked an appointment with them.
And we were one of their best clients with the highest "status" at the bank. Is this how a valued "private client" should be treated?
Of course not!
We want you to have all of the information you need and update our product database every business day.
Through videos, articles, and audio clips we should be able to give you enough information to make an informed decision.
Digital application process
Would you rather apply online or have some agent drill you with personal questions? We make the buying process simple and hassle-free!
A year ago we opened up a business credit card for our business. The banker had me come into their office to complete the “application”.
The application was their way of trying to sell me products that I was not interested in.
A digital application is quicker, easier, and a better experience than having to meet with someone in person. This is why we created a digital application process for the fixed annuities we offer.
Zero sales pressure
When you deal with us directly, we won’t bug you. You are in charge of the buying process, not us
There are no sales calls whatsoever. We will NOT call you unless you ask us to.
Your life is probably busy enough in today’s age. The last thing you need is another person trying to sell you something.
That’s why we have everything you need online. You can use our database you find the best annuities for your situation and apply when ready.
If you have any questions, just let us know.
If you are interested in indexed or variable annuities, we will put you in touch with an insurance agency we partner with. They will follow up with you more aggressively than we will internally.
We're not coming for all of your money!
Internally, we only offer fixed annuities, SPIA’s, and DIA’s.
We don’t do comprehensive financial planning. We are not trying to convince you to transfer most of your assets to us.
If you request an “income later, index annuity, or legacy planning quote from us, we will put you in touch with an insurance agency we partner with. They operate independently from us.
You will only be connected with them if you request an income later, index annuity, or legacy planning quote.
You can rest assured that we will respect your privacy if you apply for a fixed annuity from us.
You won’t run into us at your grocery store or church because we do business nationally.
Some like the fact that no one in their areas knows anything about their finances. Because people talk, and you might not want them talking about your finances
Especially if you live in a small town.
There are advantages of working with a company in another city.
We are committed to giving our clients access to the very best products on the market.
We want ALL of the major players in the fixed annuity space on our platform. It’s not easy because some want to limit the distribution of their products
One of our core values is to give our customers choices! Most insurance agents focus on selling 3-5 products to their local area.
We don’t believe this is in your best interest.
We want our clients to have the most choices both now and when their annuities come due.