American Equity Life

American Equity is a retirement income provider that specializes in fixed index annuities. Their products are designed to protect principal and guarantee income. They are based in the Midwest and have helped more than 500,000 Americans with their retirement needs. Over 24,000 insurance agents sell American Equity products. American Equity Life believe in a golden rule approach to serving clients. You are the center of everything they do. They want you to sleep better at night knowing that your retirement dollars are safe. You'll always speak to a live person when contacting them. They believe in investing in people, not expensive TV ads or sponsoring football stadiums.

www.american-equity.com/

Index annuities are for conservative investors who like safety. They were introduced in 1995 to compete with bank CDs. Index annuities are fixed annuities that deliver fixed income type of returns. They don’t have the upside or downside of the market. They compete with bonds, CDs, and other safer investments. They allow you to capture some of the growth of a market index while having 100% downside protection. Returns are linked to a positive performance in an external index. You are not directly participating in the market. You are watching the market, and a formula decides how much gain of the index you receive.

10 Years

$ 0

$ 78

During the first year you are allowed to take interest only withdrawals. After the first contract year, you can withdraw up to 10% of the account balance penalty-free.