Stop: Over 30 Tips You Should Know Before Buying An Annuity. Plus, 5 Videos To Help You Decide If They Are Right For You.
- Fixed annuities are for conservative investors who want safety and guarantees. MYGAs are straightforward. You make a deposit and earn a fixed rate of interest. You get your principal back at the end of the fixed term.
- People who invest in MYGAs are also likely to own US treasuries, bonds, and bank CDs.
- The application on this page is non-binding. You will have time to review the application before signing. You can also change your mind if you decide not to proceed.
- CD owners like fixed annuities because they are similar in many ways. Read our full report on fixed annuities to get more information.
- If your time horizon is 2 years or more, a fixed annuity can earn a higher guaranteed return than a bank CD. If it's less than 2 years, consider a bank CD, savings account, or money market.
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- Want to commit your money for a specific term? Use the "term" filter to sort for the best rates and products for that time period.
- If you need to take withdrawals, make sure to add the withdrawal filter to your search.
- Don't forget to click on the details page to learn more about each product. We reveal everything you need to know.
- Watch our video "The definitive guide to fixed annuities" to learn more about fixed annuities.
- Watch our video "How to avoid the biggest mistakes consumers make when buying an annuity."
- Watch our video "The Case Against Fixed Annuities (MYGAs)"
- Watch our video "How to apply for a fixed annuity online"